.risk-flow{margin:2rem 0;padding:2rem;border:1px solid #e5e7eb;border-radius:16px;background:linear-gradient(180deg,#fafafa,#fff);box-shadow:0 1px 3px 0 rgba(0,0,0,.1),0 1px 2px 0 rgba(0,0,0,.06)}.risk-flow h3{margin:0 0 1.5rem;font-size:1.25rem;font-weight:700;color:#111827;letter-spacing:-.025em}.risk-flow__row{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;margin-bottom:1.5rem}.risk-flow__card{min-width:180px;flex:1 1 200px;padding:1.25rem 1.5rem;border:1px solid #e5e7eb;border-radius:12px;background:#fff;box-shadow:0 1px 2px 0 rgba(0,0,0,.05);transition:all .2s ease}.risk-flow__card:hover{box-shadow:0 4px 6px -1px rgba(0,0,0,.1),0 2px 4px -1px rgba(0,0,0,.06);transform:translateY(-1px)}.risk-flow__result{background:linear-gradient(to bottom right,#f3f4f6,#e5e7eb);border-color:#d1d5db;border-width:2px}.risk-flow__result .risk-flow__title{color:#1f2937}.risk-flow__title{font-weight:700;margin-bottom:.5rem;color:#111827;font-size:1rem;letter-spacing:-.01em}.risk-flow__text{font-size:.875rem;line-height:1.5rem;color:#6b7280}.risk-flow__arrow{font-size:1.5rem;opacity:.5;-webkit-user-select:none;-moz-user-select:none;user-select:none;color:#9ca3af;font-weight:300;flex-shrink:0}.risk-flow__note{margin:1.5rem 0 0;font-size:.9375rem;color:#4b5563;line-height:1.6;padding-top:1.25rem;border-top:1px solid #e5e7eb;font-style:italic}.risk-flow__note em{font-style:normal;font-weight:600;color:#374151}@media (max-width:640px){.risk-flow{padding:1.5rem}.risk-flow__row{flex-direction:column;align-items:stretch;gap:.75rem}.risk-flow__card{min-width:auto;flex:1 1 auto}.risk-flow__arrow{text-align:center;width:100%;font-size:1.25rem;color:transparent;position:relative;padding:.5rem 0}.risk-flow__arrow:before{content:"↓";color:#9ca3af;opacity:.5;position:absolute;left:50%;transform:translateX(-50%)}}